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There are a variety of financing options when you buy a Factory Built Home. Down payments and loan terms are similar to site built home: 5 to 10 percent of the home’s sales price and loan terms of 15 to 30 years.

If you are buying the home and land together, or plan to place the home on land you already own, some financial institutions offer traditional real estate mortgages with similar interest rates. Should you be purchasing the manufactured home separately from the land on which it will be located, the home will probably be financed as a personal property manufactured home loan.

Here is a list of some Lenders that can assist you with financing your Factory Built Home:

21st Mortgage Corporation

Cascade Financial Services 
Green Hill Financial
Indiana - Kentucky Land LLC

Oxford Bank & Trust
Rishel Consulting Group 

U.S. Bank - Manufactured Housing Finance